Independent

Account Management

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Privacy Policy

GLB CUSTOMER PRIVACY POLICIES AND PROCEDURES

The Gramm-Leach-Bliley Act was enacted to address concerns relating to customer financial privacy. The Gramm-Leach-Bliley Act required the Federal Trade Commission (FTC) and other government agencies that regulate financial institutions to implement regulations to carry out the Act’s financial privacy provisions (GLB Act). The regulations required all covered businesses to be in full compliance by July 1, 2001.  It is the express policy of the Company to comply with these requirements.    

On December 1, 2009, the Federal Trade Commission (Commission), together with seven other federal agencies, published in the Federal Register amendments to the rules implementing certain privacy provisions of the Gramm-Leach-Bliley Act (GLB Act) and adopting a model privacy form. The GLB Act and the Commissions Privacy Rule, 16 CFR Part 313, require certain financial institutionsto provide initial and annual privacy notices to their customers. These financial institutions include, but are not limited to, mortgage lenders, finance companies, mortgage brokers, wire transferors, collection agencies, credit counselors and other FTC regulated entities.

As an FTC regulated entity, the Company is required to provide notice to its customers of the Companys information collection and sharing practices and inform customers of their right to opt out of certain of these practices.

The Company has adopted and modified the FTC model privacy notice as set forth in the following Schedule A (the Privacy Notice), disclosing to our customers the Companys policy with respect to the Companys treatment and usage of nonpublic personal information.

Pursuant to FTC regulations, FTC regulated entities that utilize the model privacy form will satisfy the disclosure requirements for privacy notices under the GLB Act and the Privacy Rule (i.e., will obtain a safe harbor).

The Company is required to present the Privacy Notice in a way that is clear, conspicuous, and intact, so that a customer can retain the content of the Privacy Notice.  In addition, the Company is required to provide the Privacy Notice to customers using the same page orientation (portrait), format, and order of elements as provided in the attached Schedule A.  The Company may not change the content of the form or add any information, except as specifically permitted in the instructions to the form as made available by the FTC (see ftc.gov/sites/default/files/documents/rules/privacy-consumer).  The Company may customize the Privacy Notice as permitted pursuit to these instructions.

Questions about the Company’s Customer Privacy Policies and Procedures may be directed to the Compliance Officer.

Schedule “A”

PRIVACY POLICY (REV. 11-2015)

FACTS WHAT DOES Debt Pay Gateway, Inc. DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include but is not limited to:

  • Social Security number and, Driver’s License number, Passport number or other government identification number and date of birth;
  • Name, address, telephone number and email address;
  • Bank account balances and transaction history; and
  • File information created when you access our website that is automatically recorded by our servers, IP address, geographical location, the date and time you access and user access information. Your consent to our collection, transfer and storage of your personal information by computers or other transfer or storage devices in the United State and elsewhere.
How? All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information. The reasons DebtPayGateway, Inc. chooses to share; and whether you can limit this sharing.

 

Reasons we can share your personal information Does Share? Can you limit this sharing?
For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Yes No
For our marketing purposes – to offer our products and services to you Yes No
For joint marketing with other financial companies Yes No
For our affiliates’ everyday business purposes – information about your transactions, experiences and creditworthiness Yes No
For non-affiliates to market to you No We do not share

 

Questions?
  • Call _____________________ – our menu will prompt you through your choice(s) or
  • Visit us online:

 

Who we are       
Who is providing this notice? Debt Pay Gateway, Inc.

 

What we do      
How does

Debt Pay Gateway, Inc.

protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We also attempt to limit personal information access to only employees, agents and representatives who need to know.  Despite our best efforts, third parties may attempt to unlawfully intercept or access your transmissions to us or may persuade you to disclose information to them by posing as Debt Pay Gateway, Inc. or by misinforming you about our services.  Always use caution and good judgment when sending money and when using Internet and mobile technologies.
How does

DebtPayGateway, Inc.

collect my personal information?

We collect your personal information, for example, when you

  • send money or complete a payment
  • provide account information or otherwise give us your contact information
  • show your government issued ID
  • use our online sites (for example, to complete a transaction, manage your accounts, or provide your choices) or click on our online ads on other sites

We also collect your personal information from a variety of sources, including without limitation, computer systems, consumer reporting agencies, third party sources such as our business clients, government agency and other suppliers of information – which is collected in compliance with and subject to applicable law.

Why can’t I limit all sharing? Federal law gives you the right to limit only

  • sharing for affiliates’ everyday business purposes—information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

 

Definitions
Affiliates Companies related by common ownership or control.
Non-affiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.
Joint Marketing A formal agreement between non-affiliated financial companies that together market financial products to you.

 

Other important information
STATE PRIVACY LAWS

We will comply with state privacy laws to the extent they apply to Debt Pay Gateway, Inc. services.

Contact Us

Address

120 Birmingham Dr
Suite 245
Cardiff, CA 92007

Phone

(877) 800-5577

Fax

(800) 694-3530

New Inquiries

info@debtpaygateway.com

Existing Clients

clients@debtpaygateway.com

Debt Pay Gateway

Independent Account Management